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5 Key Features of Ladli Laxmi Yojana Every Indian

The Ladli Laxmi Yojana is a financial empowerment scheme introduced by the Indian government with a vision to change the mindset of society towards the girl child. This initiative is the brainchild of the Madhya Pradesh government and has since been adopted by many other state governments.

This scheme seeks to elevate the social status of girls, equipping them with better education and financial independence, thus leading to better prospects in their adult lives.

Herein, we are going to explore the five key features of the Ladli Laxmi Yojana that every Indian should be aware of.

1. Objective of Ladli Laxmi Yojana:

The primary objective of the Ladli Laxmi Yojana is to boost the status of girl children in society by addressing the financial and educational areas of their needs.

Objective Of Ladli Laxmi Yojana
Objective Of Ladli Laxmi Yojana

It ensures financial security for the girl child to help with her education and to support her marriage expenses when she becomes an adult.

Under this scheme, the government deposits a particular sum (rupees 1,18,000) in the name of the eligible girl child. The scheme might be future part of science education or esle

2. Eligibility Criteria:

Girls who are residents of the particular state implementing the Ladli Laxmi Yojana are eligible for this scheme.

Beginning from their birth until they turn six years old, parents or legal guardians can apply for this scheme. The scheme is limited to two girls from a single family. However, in the case of twins or triplets, an exception is granted.

3. Savings Scheme:

The Ladli Laxmi Yojana works as a long-term savings scheme. The government deposits an amount of rupees 6,000 every year for five consecutive years into a fund, making a total of rupees 30,000. Once the girl turns 18, she can claim the amount, which by this time would have reached an impressive sum, courtesy of interest accumulation.

4. Stages of Fund Release:

The fund under the Ladli Laxmi Yojana is dispensed in various stages. When the girl starts attending school, she receives rupees 2,000, and when she enrolls in class 6, she gets rupees 4,000.

As she proceeds to classes 9 and 11, she receives rupees 6,000 and 7,500, respectively. Finally, when the girl turns 21, provided she isn’t married, she receives the remaining balance reaching up to rupees 1 lakh.

5. Mode of Application:

Application to the Ladli Laxmi Yojana can be made through both online and offline platforms. The process involves filling out an application form and submitting it with the required documents including proof of residence, a girl’s birth certificate, the parents’ income certificate, and a declaration that the parents are enrolled in the family planning initiative.

The Ladli Laxmi Yojana, with its multidimensional features, strives to secure a girl child’s future socially and economically.

It not only prepares her to overcome the financial barriers to education but also promises a healthy start to her adult life.


The Ladli Laxmi Yojana is a financial empowerment scheme launched by the Indian government aiming to elevate the societal status of girls and support their education and adult life’s financial needs.

The five key aspects of the scheme include a well-intentioned objective, an eligibility criterion to define beneficiaries, working as a long-term savings scheme, the structuring of fund release, and simplified modes of application.

Each of these aspects interlinks to assure the security of the girl child’s future, both socially and economically, further promising them a sustainable and healthy start to their adult life.


This article aims to educate the reader about the Ladli Laxmi Yojana scheme. It is important that the investor duly gauges all the pros and cons related to the scheme to make a well-informed decision.


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