Aadhaar card has become the most essential document for people living in India. This unique twelve-digit number not only identifies a person but also confirms his or her address and hence helps in availing of many government as well as private services. One of the most important aspects of maintaining your Aadhaar information current is the precision of the biometric details. In the following article, we will explore the whole process of Aadhaar biometric updating, its fees, the documentation needed, and the availability of Aadhaar for personal financial needs, e.g., applying for an Aadhaar card personal loan online.
What Is Aadhaar Biometric Update?
An update of Aadhaar biometrics refers to the alteration of the biometric data maintained with UIDAI (Unique Identification Authority of India), which consists of the photo, fingerprints, and iris scans. The update may have various causes, such as an accident, the person getting older or the capturing of poor biometric data at the time of enrollment, etc.
Reasons You May Need an Aadhaar Biometric Update
There are several circumstances where updating Aadhaar biometric details becomes crucial:
- Age-related Changes: No biometric is taken for enrolling kids under five years. If a child is aged between 5-15 years, then the biometrics have to be updated. Likewise, a person’s fingerprints or iris scans may change due to aging, requiring updates at later stages of life.
- Data that is Wrong: Sometimes, the updating of the biometrics might be the only thing that can be done in the case of wrong data during enrollment, or even a technical issue or an error.
- Alterations to the Body: An update of the Aadhaar biometric data will be needed if a person’s fingerprint or iris has been affected by an accident, doctor’s treatment, or surgery.
- Problems with Authentication: One of the solutions for the authentication problem with Aadhaar is updating the biometric data, as this may help you authenticate your Aadhaar faster than before.
The Aadhaar biometric details are crucial as they facilitate secure transactions, authentication, and access to services such as banking, government schemes, and even applying for loans through methods like Aadhaar card personal loan apply online.
Aadhaar Biometric Update Process
Step 1: Locate the Nearest Aadhaar Update Center
UIDAI’s official directory can tell you the nearest Aadhaar Seva Kendra (ASK). UIDAI’s Aadhaar centers are present nationwide and consist of those places you would require to change or alter your Aadhaar. It is the best practice to go to an official center and get the complete process of Biometric updates done there only.
Step 2: Book an Appointment
The online appointment system is being offered by some Aadhaar Seva Kendras as part of their services. By booking a time slot ahead of time, you can get rid of the overflowing waiting time before your turn comes.
Step 3: Carry Necessary Documents
Your Aadhaar card and proof of age or identity to verify your identity are the exact documents that you should never forget to always carry with you.
Step 4: Complete the Update Process
Next, at the center, you will present your Aadhaar number and give the biometric data that is needed. The center will perform the processes of capturing your new photo, taking your fingerprint, and scanning your iris. In addition, the operator will go through the other details, such as your name, address, and date of birth, one more time. Once the biometric update is completed, an acknowledgment slip with a 14-digit Update Request Number (URN) will be given to you.
Step 5: Track Your Update Status
You are allowed to monitor the progress of your Aadhaar biometric update through the official UIDAI website using the URN and Aadhaar number.
Charges for Aadhaar Biometric Update
The biometric update of your Aadhaar is not free of charge. UIDAI applies a small fee for the service. Recent reports indicate that the official fees for biometric updates consisting of photo, fingerprints, and iris are ₹100. Unless you have the necessary cash on hand, you will not be able to complete the process at the center.
Required Documents for Aadhaar Biometric Update
Although biometric updates primarily involve capturing new biometric data, certain documents may be required for verification. These include:
- Existing Aadhaar Card: Your current Aadhaar card is essential for initiating the update process.
- Proof of Identity: A government-issued identity proof like a PAN card, passport, voter ID, or driving license may be necessary.
- Proof of Age: School certificates, birth certificates, or other age-related proof.
- Proof of Address (if applicable): If the biometric update coincides with an address update, carry valid address proof such as electricity bills, bank statements, or rent agreements.
How Aadhaar Helps with Financial Services
Aadhaar is not only an identity document but also an important tool to get financial services. The online application for personal loans has become one of the most widely-used services of Aadhaar. The major lending companies facilitate loans with very few documents to be submitted, as the authentication linked with Aadhaar drastically simplifies the approval process.
Benefits of Using Aadhaar in Financial Transactions
Existing Aadhaar Card: The update process to update the details will not be started if you do not present your current Aadhaar card.
Proof of Identity: A government-issued identity proof might be required, such as a PAN card, passport, voter’s ID, or a driving license.
Proof of Age: Age proof can be given in the form of school certificates or a birth certificate.
Proof of Address (if applicable): In case of an address change along with biometric updating, it is necessary to provide evidence of the new address through electricity bills, bank statements, or rent agreements.
Conclusion
It is necessary to maintain your Aadhaar biometric details up to date to ensure uninterrupted access to services that depend on UIDAI authentication. No matter if the update is needed because of age-related reasons, injuries, or authentication problems, the procedure is easy and inexpensive if done at an authorized Aadhaar Seva Kendra. Take the necessary documents with you and pay the small fee of ₹100 to complete the update successfully.
Moreover, Aadhaar is indispensable when it comes to getting financial services; for example, applying for a personal loan online. Connecting your Aadhaar to banking services makes loan applications faster, more secure, and paperless. Aadhaar holders who want to take advantage of this convenience can use the platforms authorized by UIDAI and the banks to apply for personal loans with their Aadhaar securely.
Keep your Aadhaar accurate and up-to-date to access many benefits from government programs to financial services like loans. Adhering to the biometric update process and using Aadhaar wisely will get you connected with India’s rapidly expanding digital economy!
